snippets

( Piece of poem/song thing )

That one really needs a third stanza to cap it off. It doesn't feel finished yet. And no, it's not great, but it wanted writing, so I did.


And, because I promised ages ago to write this, and because Ash filled her part of the deal by writing that lovely Sirius/Remus piece, ( the Will/Bran piece I promised her. )

ING-bloody-direct

So I finally capitulated and withdrew my Royal Bank GIC, with an eye towards putting it into an ING account, where I would accumulate about seventy dollars more interest yearly.

I happen to like Royal Bank. They have never screwed me over, the folks who work at my local bank are incredibly nice and patient with my zillions of questions before I ever make a decision, and most importantly, there IS a local branch.

With ING, if I want to talk to someone, I have to do it over the phone, and I get so NERVOUS over the phone that I always forget to ask half my questions, and I don't understand answers quite as well when there's no facial expressions to interpret. I HATE telephones.

I like buying stuff over the internet. The difference is, my credit card has a fairly low monthly limit, which limits the amount I can get screwed out of before I realise it's happening. This money is the money that's earmarked for university. All of it. (G to school in Canada, folks! The cash that'll buy you a semester in the States gets you two years in Canada.) I do not LIKE the idea of having that not handled face to face. To get it out of the Royal bank, I needed photo ID, and they checked my signature and everything. It felt SAFE. Anyone who knows my ING account number and PIN can take money out of my ING account. There's a lot of money in there (well, for me it's a lot of money. Some of you may be multi-millionaires and consider it pocket change. But it's almost al my capital.)


I think the thing that bugs me most, though, is that it wasn't my decision. It was a question of 'they're never going to let up until I do this bloody thing, why don't they nderstand that I don't want to, oh fine, I'll do it, get off my back.' They said "We want you to choose", and meant "We want you to chose THIS."

I may be old-fashioned in actually liking a bank I can go to, with people I can talk to. I may also be ld-fashioned in wanting actual access to my money (ING transactions take four to five business days.) S be it, I'm old-fashioned. All the hassle and worry just doesn't seem worth it at this point. Seventy dollars - that's ten pints at Hurley's. Look, I'll go pubbing two less nights, there we go, problem solved.

Gah.